Choose Your License Type: Determine which type of insurance you want to sell. The common categories include life, accident and health, property, casualty, personal lines, and more.
Prelicensing Education: Complete a state-approved prelicensing education course for the type of insurance license you're pursuing. These courses provide you with the necessary knowledge and understanding of insurance laws and regulations.
Fingerprinting: Schedule and complete fingerprinting for a background check. This is usually done through a third-party service.
Exam: Schedule and pass the appropriate licensing exam for your chosen license type. Exams are typically administered by a testing vendor, such as Pearson VUE. The exam consists of questions related to insurance laws, regulations, products, and ethics.
License Application: Submit your license application through the California Department of Insurance (CDI) website or the National Insurance Producer Registry (NIPR) website. The application will require your personal information, education details, background information, and exam results.
Background Check: The California Department of Insurance will review your background check results and application. Any criminal convictions or violations could affect your eligibility.
Application Fee: Pay the required application fee. Fees vary based on the license type.
Wait for Approval: Once your application is reviewed and approved, you will receive your insurance license.
Continuing Education: After obtaining your license, you will likely be required to complete continuing education courses to renew your license periodically. Check with the CDI for the specific requirements for your license type.
